Would be interesting what costs do you have monthly.
I'm around 34,000€ and still not at the limit that's possible for me. I try to go for 50,000€ -60,000€, but it's still a long way. Maybe in the next 5 years?
Monthly costs for everything are around 800€.
Intel Core i7 8700K | 32 GB DDR 4 PC 3200 | ROG STRIX Z370-F Gaming | RTX 3090 FE| Crappy Monitor| HTC Vive Pro :3