By using this site, you agree to our Privacy Policy and our Terms of Use. Close

You wrote nothing wrong. Yet all of it is "wrong". The only way I can see someone reading that and nodding in agreement is if they're shareholders or a "suit". And a certain unnamed group of people. Dunno about you but I don't work in this industry and am merely a consumer. As a consumer, reading all that makes me grimace with disdain, there are no advantages whatsoever. The only people who stand to gain anything from this are those who want our sweet sweet money while a) taking as less risk as possible and b) giving back to you as less as possible. Which is fine (great) for them; no good for us.