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JWeinCom said:
JRPGfan said:

You regret it down the line, maybe they resell you the same game again. Double sales on 1 game, to the same person! score.

You regret selling the game, and your down a game to play, your more likely to buy a new game.

You think "I can get 6$ back,... maybe I should buy it digitally (instead of physical)" and give ms a higher profit margin on game sales.

You're only going to get back their currency.  So, if you're selling them a game, you were already planning on buying more.  If resale value is an issue, you're better off buying it physical.  A membership with Prime or Gamers rewards gets you 20% off, so you're already ahead without resale value.  

They are somehow assigning a monetary value to you not playing a game.  It's baffling.

Your right... that way of thinking just makes the 10% seem even worse.