SamuelRSmith said:
You've just struck the nail on the head. The issue with "insurance" model healthcare systems, whether public (like the UK), or private (like the US), is that there's no marginal cost of use, and so it encourages over-consumption, resulting in exploding costs. It's why I prefer health-savings-accounts models. Read up on Singapore's system. The US could transition its medicaid and medicare programs over to HSAs. No expansion of Gov't power or costs (actually, both are reduced). Injects marginal cost, keeping demand reasonable, and brings about more savings which makes more a healthier finance industry. Other potential fixes to America's system which would make both Repubs and Democrats happy:
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Bingo! You hit it right on the head as I too support a Health Savings Account Model. My views directly align with Ben Carson's healthcare plan and it makes sense that a neurosurgeon would have the best model. I believe he just calls it a Health Empowerment Account.
