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Well, there go the kids tuition funds.

The Dad has no one, but himself to blame, first he didn't raise his kid to be financially (and otherwise) responsible and then he choose to hand him a credit card. I'd tell him to get a job and repay me every single penny personally. Even with a shitty mini-job he should be done in two years time.

That being said, I feel conflicted about the moral of this. While I do think people should have to learn to spend their money resposibly and that the state shouldn't have to interfere with that, I also feel like there should be a cap on microtransactions too.

Whaling people has very similar mechanics to gambling. These microtransactions are actively set up in a way, as to make you crave more, make you an addict, if you will. That's a very shady business practice at best. I feel like companys that employ those tactics should not get off scot free either. A legal microtransaction limit on games of about 100-200$ per year seems ok to me.