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Xenostar said:
leaving of monitor possibly as most Tvs can be used as a poor monitor these days, but no OS, this only works out if your planning to Pirate.

Os prices vary. Just like keyboard & mouse + controller aren't listed. I get operating systems for free from my university, for example. For many people, it is very easy to find a cheap WIndows 7 key (as cheap as $20-30) and upgrade to Windows 10. Many employers give discounted operating systems to their employees, etc, etc.  Just as with anything PC-related, how much you save depends on how much you know. Which I understand is an obstacle, but for those who have the time to spare it is an advantage.