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Target has a sale right now where you can buy a PSN card for $50 and get a $5 gift card (applies to digital codes too).

PSN still has that spend $100 -- and get a $15 credit, so:

Spend $95*** (5% off with redcard) to get 2 Gift Cards, and get $10 back.
Spend both PSN cards and get a $15 credit.

 

*** It looks like you may need to break it into 2 transactions though.