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Nothing wrong with your upbringing. But you lived in essentially a suburb, and likely a predominantly white one. Try living in the poorer areas of Los Angeles, Detroit, New York, Houston, D.C. or New Oreleans where you have to fear for your lives and the lives of those you love everyday. Or where the racial makeup is significantly a minority. The story becomes MUCH MUCH different. Also you forget, the job market has not always been great, unemployment rates are still high. You really don't qualify for help with no job.