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Ruler said:
Living in the gettho or poor area in the US and working your entire day

The middle class and rich work just as many if not more hours than the poor from my experience. "Living in a ghetto" is such a ridiculous stereotype. Most "ghettos" are not how they are advertised on television. I only saw ghettos of those type when I would visit my dad who lives in New York City. 

While there were times my mother had two jobs, if she were responsible with her money she wouldn't have to do that. Of course, it was the same decisions that kept her poor in the first place that lead to this. She should not be rewarded for these decisions with even more exhorbiant benefits than she already received.