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I've got ps plus and regularly use discounting to increase my ps credit. Recently £50 credit was available for £40 by paying with paypal. I have a ps4, 2 ps3's, a vita and playstation tv on the account.. I get the monthly games on 3 formats per month, fantastic value. No complaints at all. Also decent regular sales too. My psn subscrption is pre-paid for about 20 months.

My xbox live account which was about £21 I think gets me games per month on 360 and xbox one.

Sometimes I just don't seem motivated to buy any new games at all as there is soo many waiting to be played.