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Chris Hu said:

I don't know what world you live in but in the real world nobody that makes minum-wage or even slightly more then minum-wage gets aproved for any kind of housing loan unless you're talking about a one room shack.

You are talking about the present after the banks and the government got caught red-handed trying to fleece the entire country. Now that the banks got their bail-out, they no longer give out loans recklessly. They'll play nice for a couple more years until they get a good pro-big government puppet in power to help them scam the country again.

Ever wonder why almost all billionaires, wall st banks and giant companies are leftwing? Because big companies love big government. It's a shame most of the average person voting for Liberals can't or don't see this. Anything the libs push is to support big businesses, not the average person. Even in platforms where you think the Democrats are in it for the 'little guy', there's actually an alterior, pro-big business reason for it. Higher income taxes, for example, is just one policy where the Democrats are looking to support their billionaire sponsors. Billionaires don't pay income taxes, but their small business competitors that file as individuals do. Of course, the Democrats and the leftwing media never tell us that Warren Buffet and Bill Gates, 2 of the biggest people pushing for high income taxes, don't pay income taxes.