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Ruler said:
Try using the store website

https://store.playstation.com/#!/en-us/home/games

Good call.  Much quicker.  Problem was with my card, it's been replaced once (i.e. expired so the number stayed the same but exp date and security code have changed) and I hadn't added funds to my wallet since then.  Like I said I don't use the store very often. Very good call, thank you.