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Bman54 on 13 March 2015
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binary solo said:
Bman54 said:
"Additionally, Kadjar was advised that if he were to speak to his credit card company and request a chargeback, he would have his PSN account banned, losing all his purchases, trophies, etc… Which is something Sony has been known to do,according to a few reports on its forums."

I can vouch for this. I used to do that game sharing thing, where you logged into someone else's account and download their games for use on your own profile, and I let people do it to mine. Stupid idea, I know. He then bought about $100 worth of stuff. Got refunded through the credit card company, and now my old account is banned. I thiiiink my purchases still worked, but I lost all my trophies, and that certainly sucked.

Well that's not the same thing at all. Sharing your account with someone and having someone illegally gain access are totally different things. I can understand Sony's response in your case because as far as Sony is concerned you share your account you takes your chances. If you get ripped off by someone you know then you get them to pay you back and you remove your account from their console. You don't get the credit card company to reverse the transactions.

I'm not comparing the actual cases. All I was doing was confirming their policy about if the only way to get your money back is having the credit card company give you a chargeback, then yes, they will just ban your account. That's what happened to me. Sony doesn't care how the money was charged to your account fraudulently. If you need a chargeback, then your account is getting banned.