Hardcore_gamer said:
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A completely different matter is the question of having 6 credit cards.... There's always a first time for everything...
I don't think it's that much of a hassle to just enter the credit card number each time, than to risk somebody guessing your password.
It's not an issue of XBox vs. PS, but of any online service. Same reason why my CC# is not tied to my phone, saves me the hassle of refunding thousands of dollars of Angry Birds addons my kids always try to buy...