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LOL. This paid online crap is just a scheme. It has little to do with the games, just the network and servers. Don't get confused about this, the servers you are paying for aren't for game servers, they are for the network servers. So if you subscribe you are just paying for those servers to stay up which is normally sustained by the sales on the network.
In games, they either use a person to person set up where you connect directly to them and just send information back and forth and the only part where a server is used is just to make the initial connection. For many games like COD and the like, there are servers dedicated for that game and they are supplied by Activision in this case, not Playstation or MS. They money to run those comes from the game sales and DLC ect. That is why support is dropped a few years after release, they are put to use for a new game.
You aren't paying for online, you are paying for Sony's or MS's servers that carry your ID which is something that should come with the cost of the console.



Gotta figure out how to set these up lol.