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That's the difference between Gears of War 3 and Gears of War: Judgment. Both feature microtransactions. The first one has nothing behind a paywall; you can simply unlock everything by having fun in both the singleplayer and multiplayer component, or speed up the process, if you must (which absolutely does not give you advantage whatsoever when playing against humans). The later, though, is a microtransaction-fest that allows you to cheat with all kind of things, or accessing content that otherwise would be locked forever.

 

I'm fine with the first model. I completely loathe the second one.