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Well, the issue with "backing up" your games these days as well as other digital media is that more and more companies are incorporating a DRM on their games that will require you to log in or else you wont be able to play the game so if you get banned, well, it doesnt matter if you back up ur games or not, u can't log in and you can't play the game

The other issue is that it takes forever to download games... They have reached 50gb+ these days and the ISP's arent really offering any plans that has epic speed unless you want to sell ur kidneys

And Sure, Discs do wear off eventually, but if you take good care of them, they will last u 1-2 decades! And lets not forget that hard drives wear off too so its a bit of eh eh situation.

Oh and btw, if you do get banned but you aren't prepared for it, then ur really fucked! And not to mention that not everyone has time to backup 500+gb worth of data each month... And also, backing up = hard drive space = $$ to buy new hard drive



                  

PC Specs: CPU: 7800X3D || GPU: Strix 4090 || RAM: 32GB DDR5 6000 || Main SSD: WD 2TB SN850