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Just cause its as satisfying for u to add digital games to ur collection as physical games, doesnt mean it is to everyone else.  There are many cases where its cheaper to buy a physical game than a digital one, it goes both ways.  Many times a game drops to $40 at a store a month or two after launch, but stays at full price on PSN.

Discs don't deteriorate over time, as long as you actually take care of ur stuff it will last.  I've only ever had one disc that crapped out on me, payed a few bucks to fix it and it was fine.