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I got ps+ for the games and discounts. Got it when Tokyo jungle came out, no regrets. I've played lots of great games I wouldn't have taken a chance on otherwise or had never heard of. And now my kids are enjoying my ps3+ library. So far the indies on ps4 have been pretty good too.

It depends on how many games you buy, but if you don't mind digital, the ps+ discounts can easily make up the subscription fee, especially with the cash back offers as well.

I've only had problems downloading PvZ GW from psn this year. But my internet generally sucked those few days, so I don't know if I can blame psn for that. Updates have all been really fast. Online play in PvZ has been flawless, it's just DC that's a mess online. I hardly play online multiplayer though.