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I use my Lumia for Navigation and not as a phone. It cost me 40 bucks and is a no contract phone. I use my iPhone for my true phone. The interface is slick but a little sluggish and the apps just aren't there. It's too cumbersome for me to get it to do things I am used to on my iPhone. I do like some elements but not enough to jump ship. Especially with gimped versions of the most popular apps like the Instagram beta app and no true YouTube app. It seems like Microsoft makes the most useful apps for it but they can't do it all. So good luck to Lumia owners in the U.S.