spurgeonryan said:
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I'm in my third year of college. I was able to not take any out this semester (private university grants cover my tuition and i pay my living expenses through work) and I paid $1500 off of my accrued $12,600 in debt by working at Walmart over the summer. I plan to go to graduate school, but I will get a stipend for whichever school really wants me. So hopefully by the time I graduate with my PhD I will have them fully paid off or only a few thousand to pay off with my first yearly salary.