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People want to be able to play games even if the online servers are down/kaput. Biggest concern with digital is that they might require online based activation or keep alive type stuff. Even if they don't right now, they could add such a requirement.

While we all know the disk version of the game works without any online check-in, even there they could add some kind of online check-in requirement like MS was planning to do with XBO until all the gamer backlash. As long as gamers stay vigilent, they can keep both the retail and digital spaces user friendly to the way gamers legally buy and consume games.

PS - Even though I buy physical where I have option over digital except rare cases, I like that digital exists because it allows for many innovative awesome indie games to exist which wouldn't in a purely retail driven business.