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If the cost is above a certain amount (5$ I think) and you use your credit card, it will only add the amount of money you need. Therefore you do not have to keep a balance. in the US, Castlevania is 9.99$. Easiest way to make sure you don't carry over a balance is by going purchase item when your wallet is empty and you'll be brought to an area where you can add the exact required amount.