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You must have been notified. I've just recently received an email warning me that my account is set on auto renewal, and that they will take money from my card next month.
The mail also had detailed instructions on how to cancel the auto renewal.

So, I think you're out of luck, as you have been warned about the situation. And I believe it also says no refunds on any store purchases.

Maybe you can sell your account if you have no use for it, with all the PS+ games you might even turn a profit...