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IMHO : They (MS & EA) are slyly trying to revive the policies everyone was angered about with the X1 unveil.

They'll start doing the good guys giving access to games for a competitive price and if successfull, the service will slowly evolve until they lock you with their terms & conditions

IMHO, MS & EA can't be trusted anymore. They want to set their DRM policies back and they'll do whatever it takes to mandate them