cannonballZ on 30 July 2014
| CladInShadows said: I love all the irrational hate for credit cards in this thread. |
Well, just to clarify, I dislike them because I don't like the fact that everything now revolves around the gov knowing your purchase history and basing a score on it. I am good with managing my funds and could probably boost my score up high but I dislike that. I dislike that some people even though they have good income, steady employment, and over 30k in the bank yet still don't get approved for a house loan. Or they want to stick you with outrageous interest because of no credit history.
I know credit cards aren't all bad. For some they work great and that's fine, I just prefer to not use them. I prefer they not have a record to all my purchases and activity.
