By using this site, you agree to our Privacy Policy and our Terms of Use. Close
cannonballZ said:
Augen said:


Yeah, mine could be 90% for all I know. Never come close to missing a payment.


Payments usually pay off interest. You only get no interest if you pay off your purchases in full.


Yes. I pay in full every month.  I never spend money I do not have.

Credit card offers convience of not needing cash on hand or dealing with change.