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And yet, somehow, people think AAA developers are going to do just fine this generation. I'm sorry, they won't! If an indie studio attempting to make big budget games can get shut down, then any studio can get shut down and WILL get shut down.

Developers! If you don't have the money, DON'T SPEND IT! This is common sense! You don't grab up a ton of credit cards and push yourself off the cliff with debt! If you only have 100 bucks, then your game should only cost 99 bucks to develop. If you have 20k, then your game should be 19k to develop. Don't put yourself in the hole just for a moment of fame!