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Well, I buy a physical disc, if I think I will not replay the game I re-sell it right away... bang, I recovered half the money right there (or more)!

No gas for me, I walk to the store!

I buy digital games when they come on sale, under 30$ for a AAA game, under 10 - 15$ for the other titles... I do like the convenience of not having to swap discs!