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So I get to keep my 360 games for gold, and "rent" my Xbox One games for gold on the one XBL subscription.

I don't see how this is a bad thing, or can be painted as a bad thing. Suddenly the value of an XBL,subscription basically doubled for subscribers with a 360 & an XBox One.

But I'm sure I'll hear how insidious this is from the massed forces of the internet. Carry On.