| rolltide101x said: @Burek what is the point of doing that vs say having a Visa? I do not mean any harm. I am just curious. I thought you meant like managing your bank account etc. |
Convenience.
Bills - I don't have to wait in line to pay them. I can pay them at midnght, in my pajamas if I wish to do so. I just scan them, so I don't need to type all the account and routing numbers. So I can't make an error.
I do have a credit card for online shopping, but think about it, I have a phone anyway, so when I go to the store I don't need to have a phone and a wallet. And a card in the wallet...
And all I need is to remember one PIN, instead of multiple PINs for multiple cards.
It is just so much easier to have all your banking needs in one place, at the touch of a fingertip. My biggest hassle now is when I actually need cash, to take a card, go to the ATM, pay cash, carry change. I don't know, maybe convenience spoiled me, but I'm perfectly happy with my setup now.
