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I think you should be somewhat worried, if you intend to play MMO part of it. Every game that lets you spend cash on something that gets you some advantage in game over other players is pay to win, no matter how people try to spin it (CR included) - it's just the matter of waiting to see how bad it will be.

As for Kickstarter part - it's a calculated risk, people should really check before they pledge where is their money going to. That said, I think that both Obsidian and inXile will prove that at least some companies can be trusted to deliver great kickstarted games.