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BasilZero said:
Good for those who have Children or a significant other.

Play one game while they play another :O

"Though simultaneous usage of an account is prohibited, the lender is always able to play their games at any time. If the player decides to start playing while a friend is borrowing a game, the friend will be given a "few minutes" to purchase the game or quit."

From how I understand it you wouldn't be able to do that. It says "simultaneous use of an account" not of a game... Basically you can allow your kid/partner/friend to play games on your account, but never while you are using it.