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Why the hell does apple require a credit card to dwnld apps in the 1st place? It's a 2 way streak in regards to parents' or apple's fault.. No company but apple forces consumers to pun in their cc info just to download apps free or not. So it's very much apple's fault as it is the uninformed consumers as well. U honestly expect most of these parents to know any better on in app purchases and password for purchasing. Just because you know how to use electronics doesn't mean every parents do. I'm the tech guy in my family and have had this issue a lot of times it's a bit more apple's fault than it is the parents. Google doesn't require a cc to download free apps even with in app purchases so why does apple do it?