Poor =/= lazy. The only way we can conclude that to be true is if we are adherents to the labor theory of value (which is ridiculous.) Otherwise, I'd say the poor are fiscally irresponsible, considering the many opportunities given for them to succeed, fiscally, include the massive amounts of welfare that act as cushion which brings their/our total income (by benefits) comparable to the middle class. Nevertheless, the more obstacles there are to income mobility the harder it is for the poor to be fiscally responsible and the fewer opportunities available. That is precisely why Scandinavian countries succeed, not because of their welfarism, but because of their low barriers of entry into markets (which happens to make their markets freer and more "capitalist" than the U.S.)
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