Reason 1: It's obvious that you didn't play the previous games. Those present day bits might be boring to you but to fans of the series they are full of lore and mysteries further explaining the overarching story.
The climbing is still the same shit since the first game, I doubt fixing it is a high priority of Ubi.
Reason 2: It is still a game. It has to have some game mechanics or else it would be boring and even wouldn't make sense at some points. Still AC is still the most historically accurate action adventure you will find anywhere.
Reason3: The menus were revamped for ACIV. Even I as an avid fan had some trouble at first.
Reason4: Loading times weren't that long on the PS4. They were even much faster than in previous AC games. As for the resolution you should ask MS why they made it so hard to achieve 1080p ;)
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