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Let's pretend you dont pay for PS+ until a game you want is offered... you buy PS+ and have have access to that game for the period of time you subscribed for.

You are then, renting an old game for the sake of paying less despite said game being available, second hand or through standard rental services for cheaper.

The thread makes no sense.
The games are not free, you are paying to rent them, it is a rental services nothing more nothing less.