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I am 35 and can still remember falling off the back of a white horse when I was 4.

My mother placed me on the back of a white horse to have a picture taken. She turned to discuss something, took her hands off my side. The horse took a step forward and I slid off the back and hit the ground. I can still remember it. Apparently traumatizing events register regardless of age.

My wife is still terrified of spiders due to an event with her mother and a spider from when she was 5.

I still to this day have a fear of of falling/heights.