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Guys this thing has been in development for four years. The iPhone was announced, what, 6 months ago? I doubt they copied Apple.

-Oh and the card reading technology they used was downright impressive

-And since it's Microsoft they can actually persue this and implement it. A few other small companies may offer something kinda like it but in all honesty half of them will never leave the prototype stage, whereas Microsoft can put these things on the market without even flinching.