I have the same problem. My wife and I make good money, don't have any debt outside of our mortgage, and have no kids. I'm 31 and she's almost 28, and we're planning on having kids when she's 30 or so, so the PlayStation 4 will be my last childless console launch.
What I've started doing is being much more selective on what I play, and it's been hard, but I've admitted to myself that I can't be a completionist on every single game I play. Thankfully my wife supports my habit and enjoys watching me play story driven games.
Being able to afford games without the time to play them definitely sucks though. I've actually used personal time a few times so I could take a day off work just to game.
I think this is something everyone does when they get older: narrow their hobbies. There's only so much time in the day after all.
