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You might not need the SSD. Yeah the bus is faster on the PS4 vs PS3, but assuming the PS4 can stream in the background as they say it can, having 8 GB of memory should be plenty to host a lot of game textures, etc.

Once you get past that initial start up time / load, then it might be pretty seamless if everything is coded well that is (and dumped into memory ASAP). I would wait and see what the reports are. SSD of that size would be pricey. Then again, if you have money to blow go for it.