What happens if your XBone or Account gets banned/suspended from Live?

[antfromtashkent]

smroadkill15 said:
I don't feel sympathetic to people that get banned. If someone gets banned that's all on them because they obviously did something to deserve it.

Obviously...

http://kotaku.com/5843460/wrongly-banned-xbox-live-users-welcomed-back-with-gifts