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I think jack tretton already clarified in an interview. He said it would be the same as the ps3 era. As in 3rd parties can choose to add online passes/whatever to games if they want.

Quote from Jack Tretton: "The easiest way to explain it is — if you understand how it works on PlayStation 3, then that’s the same way it will work on PlayStation 4. No changes there. We’ve been out for six and a half years. It’s the same experience."