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So the difference between PS4 and Xbox One is that PS4 requires physical disc in the machine and Xbox One uses internet to check if you have rights.

Each has benefits.
PS4 makes it easier to transfer ownership, but limits game to 1 physical machine at a time.
Xbox One makes it easier to share ownership across machines (up to 10 family members is the plan), but limits how you can transfer ownership to another family.



Its libraries that sell systems not a single game.