It's okay to have it as an option. On the other hand, one might expect that people who need a payment plan to be able to afford a 360 are still busy paying off last year's cheeseburger. ;)
But seriously, if possible, payment plans should generally be avoided, because ultimately you're paying more than if you simply bought the product. For a few very expensive things like buying a house, a payment plan can be unavoidable. But if you cannot even afford a 360 within reasonable time, it would be wiser not to buy one and wait until you can. In such a case, chances are that previous payment plans for things you shouldn't have bought are the main reason for your bad financial situation. (At least that's my personal experience: I know two people who are constantly asking me to borrow them money; they are exactly the ones I know who like to pay even rather small amounts with payment plans and then constantly run out of money, often because they forget that this month they are due for another payment of their 17th payment plan)
If you absolutely cannot live without a 360 for another month, better buy a cheap and/or used model instead; you'll pay even less than the initial 99$ of the payment plan.
Existing User Log In
New User Registration
Register for a free account to gain full access to the VGChartz Network and join our thriving community.
