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The option that makes the most assumptions is the least likely, especially ones where the assumptions give no explanatory power whatsoever. There's a spectrum of possible beliefs one could take that ranges from least presumptuous to more presumptuous. On one end is only believing in what we do know and not making any assumptions about things we don't know. Essentially, it's acknowledging are ignorance as ignorance (and not as indicators of as some mystical super powerful entity beyond are comprehension - huge assumption there), while actively searching for solutions. This would be at the end of the ideal side of the specturm.

As you go further down the spectrum towards the more presumptuous view, you have beliefs that add in things like "the Universe was caused by an entity." This view makes few assumptions but is not as good as the view that makes no assumptions. As you continue, you encounter views like "The Universe was caused by a conscious being", and even more presumptuous views like "The Universe was caused by a conscious being that is all-powerful, all-loving, capable of emotion, etc." Eventually, you reach the extreme side of the spectrum encountering views with entire books full of assumptions. Obviously these are the most unlikely views to take since they make the most assumptions.

The best view to take is to simply accept we don't know why the universe was created, if it had to be created, if it was created by something or someone, etc. There is absolutely no logic behind assuming heaps of beliefs that give no explanatory power; especially the ones that make the situation more complicated than it would have been otherwise. Such beliefs are even more unbelievable when you figure out that there is good reason that people would fabricate such beliefs, so the idea of them being made-up isn't unlikely at all.