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kain_kusanagi said:
Only get major medical. Nobody in good health needs the little stuff, but you can get major medical for $60-$100 a month if you are young, healthy and don't smoke. Regence Blue Cross Blue Shield in Oregon is what I'm getting my price estimates from but I'm sure you can find a similar program in your area.

I missed a window where the employer was offering this sort of medical package, that you paid out of pocket, and whose windows past.  The thing wouldn't even meet the minimum standards required by Mass. to prevent getting fined.  That is how bad it was.  Actually I am in my 40s and I see no indication you can get anything like that for that low.