Move to the UK, we have something called the NHS.
With that reply out the way just dont drink, party, walk down slopes, jump to high, run down stairs, get in cars, stand under light shades, walk to close to the edge of the pavement, have your jeans by your ankles :D
Dont eat from others who have not past a chef course and who are willing to cook in front of you.
Now to be honest, it is probably a non issue. Most people dont get rushed into hospitals anyways and unless you have an illness you probably have nothing to worry about. If i lived by you i wouldn't even bother with the insurance.
Nobody's perfect. I aint nobody!!!
Killzone 2. its not a fps. it a FIRST PERSON WAR SIMULATOR!!!! ..The true PLAYSTATION 3 launch date and market dominations is SEP 1st 
