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mothman said:
I just bought LBP Karting, Unfinished Swan, NiGHTs and the PSN version of Ratchet and Clank, all for $20.

I get my $49.99 back every year and that doesn't include the games I get to "rent" for free as long as I keep renewing.

Another thing I forgot to mention is that I don't pay any tax on PSN purchases. The card costs me $20 in the store and my purchases on PSN aren't taxed either. This is a whopping 13% savings in Ontario.