I am so entirely skeptical of this "statistic".
First of all, a Z-score is simply how many standard deviations a point of data is from the mean of a normal distribution (a bell curve). For this to work, there has to be a quantifiable "bankruptness" that could be placed on the curve, however, the article gives nothing similar to that, and second of all, it doesn't give the calculations or context of the Z-score. These are big no nos in the world of statistics







